Joe jay purchased a new colonial home for $260,000, putting down 20%. he decided to use loyal bank for his mortgage. they were offering a 6 1/2% for a 25-year mortgage. the principal after the first payment had a balance outstanding o

since no one answered yet i will give it a shot, not completely sure tho.

i think it should be y=cos(x+2pi), (third answer, answer c)

good luck.

a. do i have the cash i need for down payment?

b. do i want to use my savings instead of credit?

c. can i afford the car?

d. can i use the credit in a better way?

e. could i put off buying the car for a while?

f. what will happen if i don't buy it now?

g. what are the costs of using credit?

hope this (: