What is the answer to 482×54 using area model and how would you write it down

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Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Amovie streaming service charges it’s customers $15 a month. martina has $98 saved up. will she have any money left over if she pays for the maximum amount of months she can afford? explain.