Isabel deposits $6,000 into an account that earns 1. 5% interest compounded monthly. Assuming no more deposits and no withdrawals are made, how much money is in the account after 4 years? Compound interest formula:mc002-1. Jpg t = years since initial deposit n = number of times compounded per year r = annual interest rate (as a decimal) P = initial (principal) investment V(t) = value of investment after t years $6,360. 00 $6,370. 78 $7,180. 89 $10,892. 13.