Now let’s do another “what if”. What if the normal cost of an office visit to your regular doctor is $80, without insurance? With AAA+ and Health Today you would pay only $25 for the office visit, as it is not part of the deductible. With Best Insurance, if you have not met the deductible yet, you would pay the whole cost of $80. You may have a lot of office visits before you pay the deductible on this insurance. Let’s assume that you have met the deductible and see what the office visit would cost. You will pay 20% of it.