Anyone know this?

I’ll brainlist !!

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Let f(x) = 3 − x . find the average rate of change of f(x) from x = a to x = a + h and simplify your answer so that no single factor of h is left in the denominator.

The function f(x)= x5+ ( x + 3)2 is used to create a table. if x = -1 then what is f(x)?