Hi thank you for helping

Does anyone know how to do geometryme with this problem

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Una caja de galletas contiene 16 paquetes y cada una de estas tiene 12 galletas y se quieren repartir entre 6 niños ¿de cuantas galletas le toca a cada niño?