PLEASE HELP ME I GIVE YOU BRAINLIES. Placing a down payment on a home is a cormmon practice among homebuyers and, In many cases, is required by the lender for eligibility reasons. As the Payans' real estate agent suggested in part C, it's also Important to help keep the mortgage payment low and within the homebuyer's monthly budget to avoid the risk of default. Write two to three sentences summarizing what might happen if the Payans were to default on their monthly mortgage payments.​