Hello, this is my last attempt to get it right so if you can please help me​

Closing a credit card usually _your debt ratio.a. increasesb. decreasesc. improvesd. has no effect on

If i have one apple and give you the apple, how many apples do i have?

This is my question~~ ( r ^ 4 - 2r ^ 3 - 23 r ^ 2 - 4r - 32)÷(r+4) ~~ i must use long division to solve it : / i was wondering if anyone world like to solve it. and if so, share step-by-step explanations! you! ❤