Which is a quadratic function having a leading coefficient of 3 and a constant term of –12?

what is the original number? you forgot to add it.

i believe the answer is c.

credit scoring calculations, such as the fico score, look at a few key factors related to your debt. the amount of overall debt you carry, the ratio of your credit card balances to your credit limit (also called credit utilization), and the relation of your loan balances to the original loan amount.