The most Brendan can afford to pay per year in mortgage payments is $10,500, and his credit score is currently 544. According to the following table for a $150,000 mortgage, by how many points would he need to improve his credit score in order to take a mortgage for $150,000? FICO Interest Monthly Score Rate Payment 720-850 700-719 675-699 620-674 560-619 500-559 5.59% 5.71% 6.25% 7.40% 8.53% 9.29% $860 $872 $924 $1039 $1157 $1238 O A. 16 points B. 156 points C. 76 points D. 131 points​