Now that you know how long it will take to buy your house from Assignment 4 and how much you need to save for retirement given different start times in your life (Assignment 5), you will now determine the time you will start saving for retirement. Add the savings time it takes to buy your house (2 years or the months you calculated, whichever is greater) to the age 22. By using the new budget from assignment 4, determine if you can afford the savings it takes from assignment 5 to retire with $1,000,000 based on your new age after buying your house. If you cannot, you have a choice, change your budget, or retire will less money. For your answer, tell me your age, if you can afford in your budget to retire with $1,000,000. If you can, write your budget with the retirement savings added in. If you cannot, write that you cannot afford it and tell me if you are going to change your budget to afford it or simply retire with less money. Then write your budget with what savings you can afford. Remember, retiring with less money does not mean that you will have a smaller retirement income, it just means that you will pass on less than a million dollars to your children.