I don't understand Please explain

Apublic library wants to place 4 magazines and 9 books on each display shelf. the expressions 4s +9s represents the total number of items that will be displayed on s shelves. simplify this expression

Determine the fraction of total interest owed. after the fourth month of a 12-month loan: the numerator is: {(n + ) + (n + ) + (n + ) + (n + )} = , and the denominator is: {(n) + (n + 1) + + (n + )} = . therefore, the fraction is numerator/denominator (to the nearest tenth) =

If the scale factor between two circles is 2x/5y what is the ratio of their areas?