There are 36 people camping at Max's family reunion. They are sleeping in tents. If 4 people can sleep in each tent, how many tents are at the campsite?​

Calculate the total payback for a $3,500 loan at 8% annual interest with monthly payments for two years. show all of your steps. use the formula, m = pm(1 + m)^na/(1 + m)^na - 1, as needed.