George has a credit card with an APR of 18.99% and a current balance of $9,980.15. If he is required to pay 2.25% of his current balance as a minimum payment, then assuming he does not charge anything else on his card, how many years will it take him to pay of the credit card? Use online TVM calculator and round your answer to the nearest tenth.

Of the following, which statement or statements accurately reflect a way in which credit can be safer than cash? i. if your credit card gets stolen, you can cancel it and get your money back. ii. it is harder to lose a single credit card than a large number of bills. iii. if a merchant does not honor the agreement, you can call the credit company and dispute the charges. a. i and iii b. ii only c. iii only d. i, ii, and iii