Your credit report is a document that tells you and businesses how well you pay your bills on time. The better you are at paying your bills by the due date, the higher your score can be. If you make late payments, you score can decrease. Which statement about your credit report is NOT true? * https://mote. fyi/djct5yb 2 points Deleting a bad debt can immediately raise your credit score. Late payments will remain on a credit report for 7 years and bring your score down. If your credit card payment is late, it will lower your credit score. Making late payments is okay to do because the bill collector won't mind.