You owe $10,000 on a car loan. the bank charges a compound interest rate of 9.5% per year. if you don't make any payments on the loan, how much will you owe after 3 years? round your answer to the nearest whole cent.

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Abox contains 1 plain pencil and 4 pens. a second box contains 5 color pencils and 5 crayons. one item from each box is chosen at random. what is the probability that a plain pencil from the first box and a color pencil from the second box are selected? write your answer as a fraction in simplest form.

Before simplifying, how many terms are there in the expression 2x - 5y + 3 + x?