Adam is using an atm to make a withdrawal. the atm is affiliated with a different bank than the bank where adam has his checking and savings accounts. how many fees will adam most likely have to pay for using the atm?

two fees, one to his bank and one to the bank who runs the atm.
one fee, to his own bank.
one fee, to the bank who runs the atm.
no fees, using an atm is usually free.

The correct answer is

A.

two fees, one to his bank and one to the bank who runs the ATM.

I just took this test and got this right

The correct answer is - one fee, to his own bank.

When a person uses his ATM in banks other than the owners bank, then his own bank charges some fee from his account. This is because his own bank knows about all his transactions. The other bank does not know these and cannot charge a person. So, only one fee is deducted and its also to ones own bank.