Henry is moving and needs to open a new checking account. he is trying to decide between three banks using the chart below: bank x bank y bank z no monthly fees if balance stays above $500, otherwise $7 per month no monthly fees if check card is used less than 6 times per month $5 monthly fee no minimum balance $25 minimum balance no minimum balance online banking services online banking services online banking services non-bank x atm fee - $2.00 per transaction non-bank y atm fee - $1.50 per transaction non-bank z atm fee - $2.00 per transaction henry usually has about $300 in his account at any given time during the month. he limits his atm visits to one per week and is interested in banking online options. bank x and bank z have 5 atms within a 5 mile radius of henry’s work and his new home. which bank should he choose?