Conduct some brief research to identify an example of specialization in the market. list the example below, and in one or two sentences explain how your example represents specialization. your final sentence should explain how both the seller and buyer gain from this specialization.

Linda and ralph have signed a contract to purchase a home. the closing date is april 27, and the buyer owns the property on the day of closing. the selling price of the home is $782,500. linda and ralph obtained a fixed-rate mortgage from a bank for $685,000 at 7.35% interest. the seller has already paid $14,578.15 in property taxes for the coming year. how much will linda and ralph owe in prorated expenses? (3 points) $64,925.65 $34,347.06 $10,496.82 $9,945.06