How does truth-in-lending benefit consumers when shopping for a loan?
a.) truth-in-lending allows consumers to be frank with the lenders and talk about very personal things.
b.)truth-in-lending requires all lending institutions to eventually convert all of their loans to fixed interest rates
c.)truth-in-lending requires all lending institutions to eventually convert all of their loans to fixed interest rates
d.)truth-in-lending allows consumers to know every cost that is associated with the loans they research and apply for, and them reach the optimal decision.