Eli is buying a townhouse that costs $276,650. He has $28,000 in savings and earns $4,475 a month. Eli would like to spend no more than 30% of his income on his mortgage payment. Which loan option would you recommend to Ei? a. 30 year FHA, 3.5% down at a fxed rate of 6.5% b. 30 year fixed, 5% down at a fixed rate of 6.25% C. 30 year fixed, 6.5% down at a fixed rate of 5.75% d. 30 year fixed, 10% down at a fixed rate of 5%​