Use PMT equals StartFraction Upper P (StartFraction r Over n EndFraction )Over [1 minus (1 plus StartFraction r Over n EndFraction )Superscript negative nt ]EndFraction to determine the regular payment​ amount, rounded to the nearest dollar. The price of a home is ​$195 comma 000. The bank requires a​ 20% down payment and three points at the time of closing. The cost of the home is financed with a​ 30-year fixed-rate mortgage at 10​%. Complete parts​ (a) through​ (e) below. a. Find the required down payment. ​$ 39,000 b. Find the amount of the mortgage. ​$ nothing