i need help asap cant find the answer please make sure yours is correct i dont wanna fail

15 points ! ~ see if you know the answer to both you!

Ernest is purchasing a $175,000 home with a 30-year mortgage. he will make a $15,000 down payment. use the table below to find his monthly pmi payment.

Acircular garden with radius of 8 feet is surrounded by a circular path with a width of 3 feet. what is the approximate area of the path alone? use 3.14 for π