Guys please help me :( You currently have an health insurance policy which includes a $500 deductible
and 10% co-insurance. A friend mentions that his health insurance policy has a
$1,000 stop-loss policy he pays at most $1,000 for medical expenses. After an
accident, you are rushed to the emergency room. You incur hospital charges for a
three-day stay following surgery of $12,437.
Which policy costs you less overall? Calculate the costs of each plan to justify
your answer.