Can somebody please answer 5, 6 and 8? And please explain how you got those answers​

Kevin is an insurance salesman. when he sells a policy, he makes 20 percent of the policy premium (p) up front; then each year the policy is active, he receives 15 percent of the original premium. which equation could be used to figure his total commission on a policy that has been active for five years? c=0.80p c=0.20p + 0.15p c=0.35p + 4(0.15) c=0.95p

Simplify (4x^2 - 8xy + 2y^2) - (9x^2 - 4xy - 7y^2) a. -5x^2 + 4xy + 9y^2 b. -5x^2 - 4xy + 9y^2 c. -5x^2 + 12xy + 4y^2 d. -5x^2 - 4xy - 5y^2

I’m not good at math can i have ? ?