If you flip a coin twice what's the probability that tails comes up both times

When you flip a coin twice, you have a 50/50 chance of it land on heads or tails.

The possible combinations for fliping a coin twice:
HH (heads/heads both times)
T/H(Tails/Heads)
H/T(Heads/Tails)
or the one you're looking for...
T/T (Tails/Tails both times)

You have a 1/4 chance of getting tails both times.

The right of a lender to refuse a loan if the borrower hasn't repaid previous loans on time