PLEASE HELP, question in image

65 8 7 4 5 6 8 4 3 2 1 9 5 6 4 2 1 6 5 1 5 1 3 2 3 5 multiply the third number in the first row by the seventh number in the third row. add this result to the fifth number in the second row. add to this total ten times the fourth number in the third row. subtract the eighth number in the first row from the result.

Abank gives 6.5% interest per year. what is the growth factor b in this situation?

Mickey needs to cut pieces of ribbon that are each 1 meter long tie onto balloons. if he has 8 pieces of ribbon that are each 1 dekameter long. how many 1 meter pieces of ribbon can he cut