How do u solve it and what's the answer to this hard equation

The marriott family bought a new apartment three years ago for $65,000. the apartment is now worth $86,515. assuming a steady rate of growth, what was the yearly rate of appreciation? what is the percent of the yearly rate of appreciation?

Subject: geometryneed with 6 and 7

One cell phone plan charges $20 per month plus $0.15 per minute used. a second cell phone plan charges $35 per month plus $0.10 per minute used. write and solve an equation to find the number of minutes you must talk to have the same cost for both calling plans.