Four less that the quotient of six and two

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

Adifferent website gives the cost for the first train as £56.88 and the second train as £20.11 with a £9.50 charge for cycle storage for the whole trip. how much would the journey cost you?

Which expression is equivalent to 3^3 + 2^2?