Happy new year everyone.

21

step-by-step explanation:

all group life insurance is term insurance. actually it is annual renewable term and it is rated on the average age and claims experience of the entire group, which is called "experience rating." remember, this type of insurance has a 31-day grace period and is convertible to whole life upon leaving employment. a contributory group plan requires that both the employer and the employees pay part of the premium. at least 75% of those eligible must participate, so the group is sure to get most of the healthy employees as well as those that are sick.

step-by-step explanation:

graph #4 (last graph) depict the function   f(x)= -m(x-d)^1/5 i

step-by-step explanation:

we know that

m=slope

but in this function slope is -m that means slope is decreasing and it is decreasing by 1/5 points down the x-axis.

which is shown in graph four

a decreasing slope down x-axis by 1/5 points.

hence 4th graph is the right option for this.