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The difference of three and the reciprocal of a number is equal to the quotient of 20 and the number. find the number.

Margaret is purchasing a house for $210,000 with a 15 year fixed rate mortgage at 4.75% interest she has made a 5% down payment the house is valued at 205,000 and the local tax rate is 3.5% homeowners insurance 600 per year what are her total monthly payment

Ineed to find the answer to number 2