3. You have four credit cards. each has a balance of $450.00, but their credit limits are $800.00, $1,200.00, $1,300.00, and $1,500.00. paying off and closing which card would decrease your debt ratio? a. the $1,500.00 limit card

b. the $800.00 limit card

c. the $1,200.00 limit card

d. the $1,300.00 limit card

4. You pay off the $800 credit limit card from problem number 3 what happens to your debt ratio