What have you heard about "building your credit score"

”Building your credit score” is what many people try to do and is an important part of your financial health. You want good credit scores because they can unlock many savings and benefits, including access to loans and credit cards with the most favorable terms.

Step-by-step explanation: Establishing a good credit score is one of the most important things you'll ever do. Good credit is essential throughout your life, whether you want to buy a house or car, get insurance or maybe even pay less of a deposit for utilities. It will take about six months of credit activity to establish enough history for a FICO credit score, which is used in 90% of lending decisions. FICO credit scores range from 300-850, and a score of over 700 is considered a good credit score. Scores over 800 are considered excellent. Therefore, 850 would be the best credit score.

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