Which two statements describe how saving $200 every month in her traditional 401(k) retirement account is different from saving $200 every month for her car? Select all the correct answers.

Isabel’s retirement savings are made with after-tax dollars.
Isabel’s retirement savings are made with pretax dollars.
Isabel’s retirement savings can be used for other purposes without penalty.
Isabel’s retirement savings have more liquidity than the money in her savings account.
Isabel’s retirement savings have no contribution limits.
Isabel’s retirement savings may include a contribution from her employer.