The graph of a quadratic function does not cross the x-axis, but crosses the y-axis in one place. According to the fundamental theorem of algebra, which of the following statements is correct?

A.
The quadratic function has two distinct complex zeros.
B.
The quadratic function has no real zeros and one distinct complex zero.
C.
The quadratic function has two distinct real zeros.
D.
The quadratic function has one distinct real zero and one distinct complex zero.