Which of the following is traditionally not considered a mortgage
modification?
O
A. Decreasing the principal
O
B. Increasing the interest rate
O
C. Stretching the length of the mortgage
O
D. Decreasing the interest rate

Scores on the cognitive scale of the bayley-scales of infant and toddler development range from 1 to 19, with a standard deviation of 3. calculate the margin of error in estimating the true mean cognitive scale score, with 99% confidence, if there are 12 infants and toddlers in a sample.