Eleanor recently visited a bank to get a car loan. upon reviewing her credit score, the bank decided to deny her request for a car loan. eleanor decided to check her credit report herself. there, she found three accounts that she didn’t open, and they were all past due for payment. eleanor was a victim of and should check her more often to avoid being surprised in the future. 1. a. bank fraud b. identity theft 2. a. credit card disclosure agreement b. credit report