Choose all the answers that apply. Without decomposers: dead organisms would pile up, matter would not be recycled, chemical nutrients would not return to the soil, an ecosystem is unbalanced, the sun's energy cannot be used

Grace is a 70-year old woman who paid the utility bill online for the first time. she called her bank's customer service center to make sure she had done the transaction successfully. but the voice recording repeatedly played a message that all representatives were busy, which irked grace. which factor would make grace not recommend the bank to others? a. absence of technology b. lack of accessibility c. lack of financial products d. poor reputation