Joel went to the ATM the other day to withdraw some
cash. When he checked his receipt, he noticed that the balance on his savings account
was $500 less than it should have been. After discussing the matter with a customer
service representative at his bank, he realized that someone else had gained access to
his account number and Personal Identification Number (PIN).
Apply Using what you've learned about protecting yourself from fraud, what advice
can you give Joel about the steps he should take to stop any further damage from being done?