Match the scenarios with the corresponding factors that influence the consumer’s choice of a financial service provider.

A.) accessibility
B.) reputation
C.) use of technology
D.) fees and other charges

1. Malik uses his mobile phone to transfer money to his sister’s account.
2. Adriane gets a higher interest rate on her savings account in a credit union.
3. Ming withdraws some cash from an ATM near the campsite when he goes hiking.
4. Arizona knows her funds are safe at the credit union due to deposit insurance.