The insured has a 1,000,000 personal umbrella policy with a retention limit of $5,000. the insured suffers a $15,000 loss that is excluded by both the underlying policy and the umbrella. how much of this loss would be paid under the umbrella?

$10,000

Step-by-step explanation:

Data provided in the question:

The amount of personal umbrella policy = 1,000,000

The retention limit = $5,000

Loss suffered by the insured =  $15,000

Now,

The amount that would be paid under the umbrella

= Loss suffered by the insured  - The retention limit

or

The amount that would be paid under the umbrella = $15,000 - $5,000

or

The amount that would be paid under the umbrella = $10,000

alot

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