I'm confused on what the awnser is to this

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Ineed someone to me answer my question i have to have this done and knocked out

Determine the common ratio and find the next three terms of the geometric sequence. 649-14-02-00-00_files/i0100000, 649-14-02-00-00_files/i0100001, 2, a. 3; 649-14-02-00-00_files/i0100002, 649-14-02-00-00_files/i0100003, 649-14-02-00-00_files/i0100004. c. 649-14-02-00-00_files/i0100005; 649-14-02-00-00_files/i0100006, 649-14-02-00-00_files/i0100007, 649-14-02-00-00_files/i0100008. b. 3; 6, 18, 54 d. 649-14-02-00-00_files/i0100009. 6, 18, 54 select the best answer from the choices provided a b c d