What is the future value in one year of an account that has $450 deposited in it, and earns a 2.1% annual interest rate?

The future value of the account that has $450 deposited and 2.1% annual interest rate in one year will be $459.45

Solution:
First convert the percent rate into a decimal, 2.1% to 0.021.
Second multiply account deposited to your rate then you will get $9.45
Third add the interest rate to your account deposited then you will get $459.45