Norm has $15,000 to deposit. his daughter is a junior in high school and plans to go to college. recommend the best way for norm to store his money. note that the interest rates are expressed on an annual basis. a. a four-year cd paying 4.8% interest, with a substantial penalty for early withdrawal b. an online savings account offering 2.3% interest c. a money market account paying 3.5% interest, renewable for three-month commitments d. a checking account with no monthly fees