Which of the following statements is not true of cash advances?

a.
credit card companies offer easy access to cash through atm’s or checks that can be written to yourself and cashed.

b.
credit card companies apply payments to cash advance balances first because the interest is higher.

c.
the apr of a cash advance is higher than that of regular credit card purchases.

d.
credit card companies place limits on the amount of cash you can receive through a cash advance.