If you were teaching a foreign visitor about checking and savings accounts at banks and credit unions in the usa, which item below would you say consumers of these accounts usually do not have as a protection of their rights?
a.
government-backed insurance on the deposits.
b.
regulation of bank practices by government agencies.
c.
a written statement providing the current fees and policies for the account.
d.
no automatic fees charged to the account.

d.  No automatic fees charged to the account.

Step-by-step explanation:

The consumers of checking and savings accounts at banks and credit unions  usually do not have the right when they are asked if they want automatic fee to be deducted or not. The banks themselves auto deduct the fee for some service provided like ATM cards issued to customers etc.

The correct answer is option D.

x = -3

y = -18

step-by-step explanation:

to solve by substitution, substitute one variable and solve for the other. then substitute again to find the remaining variable.

x-1/3(3x-9) = -3 since y=3x-9 substittute y.

x-1/3(3x-9)=-3

x + x +3 = -3

2x+3=-3

2x+3-3= -3-3

2x=-6

x=-3

substitute again into y=3x-9

y=3(-3)-9

y=-9-9

y=-18