Read each of the above truth in lending disclosure statements and answer the questions that follow.

1. what happens to the interest rate after six months for credit card #1? 2. which credit cards have an annual fee? 3. is the grace period the same for each of these credit cards? 4. what fees does credit card #3 have that the other cards do not? 5. let's assume that you pay your credit card bill on time and you pay the balance each month. which credit card is the best for you? 6. let's assume that you have a balance from time to time. which credit card is the best for you?