Bob would like to get his debt-to-income (dti) ratio down to 36%. his current monthly expenses are outlined in the chart below. he would like to lower his dti by paying off some of his credit card debt, lowering his combined minimum monthly credit card payment. what would bob's minimum monthly credit card payment need to be in order to reach his dti goal of 36%? bob's monthly debt and income housing: mortgage $1,250.00 (including mortgage insurance and property taxes) credit: auto loan $349.00 credit cards (combined) $348.00(minimum) income: manager $4,800.00 interest $130.00 a. $175.80 b. $129.00 c. $228.00 d. $274.80