When choosing a bank, why might atm availability be valuable to someone who values convenience over cost? a. atms allow you to conduct bank transactions without going to the bank, so a bank without atms will require you to come in to the main office for everything. b. checks are deposited in atms, so some retailers will not accept checks from a bank without atm service. c. a greater availability of atms may make it easier to do bank transactions. someone may choose this availability over a higher savings interest rate. d. atm cards double as debit cards, so a bank without atm service cannot issue debit cards.