Alender estimates the closing costs on a home loan of $90,000 as listed below. closing cost charge loan origination $180 title insurance $365 attorney's fees $795 inspection $300 recording fees $120 escrow $980 the actual closing costs were: closing cost charge loan origination $180 title insurance $340 attorney's fees $830 inspection $375 recording fees $150 escrow $1,000 evaluate the lender's good faith estimate as a percentage of the loan amount.